Charter Oak Financial - Demaria

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24 Century Hill Drive, Suite 105
Latham, NY 12110

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phone518-220-3000
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See our Licenses and Disclosures

Licenses and Disclosures

Insurance

We have individuals licensed to sell insurance products in the following jurisdictions:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin

Securities

We have individuals registered to offer securities in the following jurisdictions:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Iowa, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

We can neither communicate with nor respond to requests from prospective clients who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business.

California Insurance Licensing

Jim Adams, domiciled in CT, CA Insurance Lic. # 0D41479
Jason Cutler, domiciled in MA, CA Insurance Lic. #0G91966
Jon Gladstone, domiciled in CT, CA Insurance Lic. #OH24138
Stu Grove, domiciled in CT, CA Insurance Lic. # 0G07180
Andy Lee, domiciled in MA, CA Insurance Lic. # 0B59273
Peter Novak, domiciled in MA, CA Insurance Lic. # 0F60134
Brett Maffett, domiciled in CT, CA Insurance Lic. # 0786399
Michael Papaz, domiciled in MA, CA Insurance Lic. #0G76754
Frank Stellato, domiciled in MA, CA Insurance Lic. #0G43176
Rick Willard, domiciled in MA, CA Insurance Lic. # 0E09347
Ken Wirth, domiciled in CT, CA Insurance Lic. # 0722155

Arkansas Insurance Licensing

Peter Novak, domiciled in MA, AR Insurance Producer Lic. #46912

Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. Supervisory Office: 330 Whitney Avenue, Suite 600, Holyoke, MA 01040; Phone: 413-539-2000.

MassMutual is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.

Financial services representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of general agents with whom they contract.

MAIN OFFICE

Charter Oak Financial
330 Whitney Avenue, Suite 600
Holyoke, MA 01040-754
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- phone413-539-2000