Charles "Chuck" Locy

Credentials:
  • CLU®
  • ChFC®

Focus: Insurance Strategies, Investment Strategies

Languages: English

BUSINESS PHILOSOPHY

 

“What you do unto the least of these, you do unto me” --Gospel of Matthew 25:40.

 

People with Development Disabilities, or an adult onset disability, need all the proper financial and legal assistance to protect their assets and enhance their quality of life.

 

Government benefits eligibility for SSI and Medicaid.

Review guardian arrangements, conservatorship, and client self-determination and advocacy issues.

Determine appropriate funding/asset preservation vehicles.

Develop a team approach with qualified attorneys and advisors.

To develop a plan unique to your family’s needs.

Is Veterans Administration Improved Aid and Attendance Income a consideration?

PRODUCTS AND SERVICES OFFERED

 

Financial Issues and Strategies

Securities Questions

Protection Products/Insurance/Annuities

Special Needs Trust Coordination

*Special Needs Trust Funding Strategies

Special Needs Trust Asset Management Strategies

*Special Needs Trust Tax Strategies

Medicare Parts C & D Issues

*Medicaid Planning Issues

Qualified Medicaid Funeral Trust Funding

Veteran’s Improved Pension Income Issues

*Tax Planners of America Affiliation

Medicaid Qualified Funeral Trust

Not all products and services are offered by MassMutual

 

* These services are available through the team of professionals developed by the advisor including but not limited to: CPA's, Attorneys, etc.

 

QUALIFICATIONS

 

30+ years in the Financial Services Industry

15+ years of focus in the Special Needs Community

Chartered Financial Consultant (ChFC) and Elder Care case work with Attorneys and Qualified Providers.

PERSONAL

 

B.S. Ohio State University

CLU and ChFC from The American College

ORGANIZATIONS

 

Autism Society of America: Greater Cincinnati Chapter, Board Member/ Past Treasurer/Ambassador

Fishing Has No Boundaries: Southern Ohio Chapter Vice President

Author and Speaker:

 

“What’s in the Well Comes up in the Bucket:

Why the Quality of our lives depends on our thoughts and our reaction to the thoughts of others.”

 

“I am that..that is in the Well:

How your life is controlled by the Most Influential Person on the Planet: YOU”

 

Speaking Engagements

 

I am available for speaking engagements dealing with:

 

“The Need for Special Need Planning”*

“Medicaid Issues and Strategies”*

“Veterans Aid and Attendance”

“Improved Pensions”

“History of U.S. Flags, with Flags!”

See Charles’s Licenses and Disclosures

Check the background of this investment professional on FINRA’s BrokerCheck

Contact Charles

*Fields are required

Skylight Financial Group - Cincinnati

Satellite Office

3825 Edwards Road Suite 210
Cincinnati, OH 45209

CRN201601-178029